Message from the CEO

A Trusted Partner Supporting Individuals Through Financial Hardship Toward a Sustainable Future

Greetings,

I am Eun-Kyung Kim, Chairperson of the Credit Counseling and Recovery Service.
It is my great pleasure to welcome you to our official website.

The Credit Counseling and Recovery Service (CCRS) provides comprehensive credit counseling and debt relief services to individuals facing financial difficulties. Beyond its core functions, CCRS continues to strengthen its role as an integrated support platform by linking financial assistance with related services, including employment support, social welfare, and financial education.

Through one-on-one consultations, CCRS offers customized debt relief solutions tailored to each individual’s financial circumstances. CCRS also operates emergency livelihood loan services for individuals who faithfully comply with their repayment plans. In addition, CCRS provides financial education services designed to improve financial literacy and support long-term financial stability.

Furthermore, CCRS delivers a range of self-reliance support services, including credit welfare consulting and assistance for small business owners. Through these integrated efforts, CCRS works to help individuals restore financial stability and return to sustainable economic participation.

Guided by a spirit of service and a sense of calling, CCRS is committed to protecting the right for everyone to access financial services fairly and to preventing exclusion from economic participation due to financial difficulties.

Thank you.